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How Long Does it Take to File an 18 Wheeler Claim? It may take longer for a claim from a car accident to be resolved than an 18-wheeler collision. Accidents involving trucks are usually accompanied by severe injuries. But, every truck crash is unique and there are many factors that influence the time it takes to settle. Here are a few of the most important elements. Insurance claims Like any other vehicle on the road, 18 wheeler trucks are required to have an insurance coverage minimum. This is because collisions with large trucks are more likely to result in serious injuries and property damage compared to a typical car crash. In reality, these accidents often result in death and severe injuries. It is therefore important for victims of these accidents to file a claim to receive the compensation they deserve. While 18 wheeler insurance is essential however, it can be difficult to find policies that can meet all your requirements. Depending on the type of cargo your trucks transport you might require additional kinds of insurance. For example, hazmat carriers might require upwards of $5 million in liability insurance. Towing insurance, trailer exchange insurance, and cargo insurance are all possible policies. In addition to that an experienced lawyer can help you determine what types of coverage your company requires. The attorney will help you negotiate with insurance companies to ensure that your claim is resolved. In some cases, the insurance companies might try to minimize their liability by claiming that they are liable for comparative negligence. This could greatly diminish your claim. A lawyer can assist you argue against these claims to ensure that you receive the most compensation you are entitled to. Regardless of how you were injured in your accident, a knowledgeable lawyer will ensure that you receive the money you need to recover. Settlements In many cases, the victim of a truck collision will be offered a settlement before filing a lawsuit. The settlement offer is usually less than what the victim actually deserves. It's offered by the trucking company or their legal team. The offer should not be accepted without consulting a personal injury lawyer. The amount of a settlement will depend on several factors which include the extent of injuries, property damage and medical expenses. 18 wheeler accident settlement boise city that are not economic can also play a role, especially when the accident has left you physically and emotionally harmed. However these losses are difficult to quantify and require expert analysis. The issue of establishing liability is another crucial aspect that affects the final compensation amount. If you can prove that the responsible party has violated traffic laws, was negligently or caused the crash due to another act of infraction, they'll be liable for paying the damages. However, there are other legal defenses to restrict the liability of a party, such as comparative fault or contributory negligence. Owners of trucking companies could also be held responsible for accidents. This is possible if the driver of the truck was operating in poor conditions or the company did not keep the vehicle in good condition. In addition, if the cargo was improperly loaded or the equipment of the truck was not working properly the cargo loading and shipping company could be held liable. Filing a lawsuit You may be forced to file a suit if the insurance company does not provide an acceptable settlement. This could delay the resolution of your case however, it could also lead to a greater settlement. If you decide to settle or go to trial, an experienced truck accident attorney is the best option. The insurance companies in this situation are likely to try to make you feel like they are a bargain and you'll need someone on your side who can protect your interests. A Lafayette truck accident lawyer can look over your accident, determine the value of your damages, and ensure that you receive maximum compensation for your injuries. In many 18-wheeler accidents there are a variety of parties responsible. If the driver of the truck was driving under the influence of alcohol or violated the hours of service rules, then his employer may be held responsible. A manufacturer of a vehicle component or repair shop could also be held liable in the event that a defective component was the cause of the accident. Additionally, cargo loading or shipping companies could be held liable for accidents that happen to their trucks. These trucks must be loaded and transported in a safe way to prevent them from tipping or being jackknifed. Consequently, these companies must adhere to strict safety guidelines. Additionally, you can seek compensation for non-economic losses like pain and discomfort. Trial Negotiations with insurance companies are typically used to settle most cases of truck accidents. A fair settlement should include all of your medical costs including treatment and medical expenses and any other losses you've suffered or are likely to suffer. An attorney can assist you in determining what your future damages could be, and whether punitive damages could be appropriate. The amount of time needed to receive a full and final settlement will depend on various factors, and an experienced attorney can help you through the procedure. The most important aspect is the severity of your injuries, which will affect the amount of compensation you are entitled to. Some injuries only affect you for some time but others will have a a longer or permanent impact on your life. It can also take time to determine the cause of the accident, since it is not always immediately apparent in 18 wheeler crashes. This is because there may be multiple responsible parties such as the driver of the truck and the company which employs them. In some instances, there could be mechanical problems that cause an accident. In this situation it could be necessary to hold the repair shop or manufacturer liable for any damage. There are many factors that affect the amount of a settlement for an 18-wheeler accident, but in general, these accidents usually result in higher settlements than those which involve automobiles. This is because of the nature of injuries and damages involved in these accidents, which may be catastrophic.